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Rates are low. Again. Should you refinance your mortgage?
But what about the sacred "rules of thumb." Aren’t you supposed to wait until rates get at least 2 percent below your current rate? Or wait two years? Or perhaps you’re supposed to recover your closing costs in two...
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It's not a boom, at least not officially. But the rush to refinance is definitely on.
"This month may make our year," says Tom Ward, president of Majestic Mortgage Corp. Normally, January is a slow month for the Mundelein, Ill., lender because of the harsh Chicago weather....
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Refinancing homeowners who want to cash in on record mortgage interest rates had better get prepared to beat the rush.
When interest rates shrink, mortgage activity balloons, the paper-intensive loan underwriting process bogs down and the best prepared borrowers go to the...
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With 30-year mortgages' fixed interest rates teasing this generation's record 6.74 percent rate, brace yourself for a rush to refinance mortgages.
Refinancing activity accounted for 52.1 percent of total mortgage applications last week, a big surge up from 45.5 percent the...
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Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance process and can potentially save thousands on your loan. Improve your financial...
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A few years ago, a loan officer who worked for me was having a problem helping a customer. He was new to the business and had very little patience for problems (as you might have already guessed, he didn’t last very long). He told me the customer was a doctor, who had left a...
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